Toto Casino Review – Top Deals for NL Players

Last Update: 30/08/2023

Toto is a relatively fresh online casino brand launched to fill the gap in the Dutch gambling market. It’s part of the national lottery in the Netherlands and provides an excellent portfolio of quality suppliers and premium games. Proceed with our Toto casino review to get acquainted with the operator!

Our Rating of Toto - Netherlands Netherlands Flag

Overview – One Click to Every Topic
Games 800+
Jackpots 80
RTP 95.01%
Customer Support Live Chat 24/7 available, EmailEnglish
Most Popular Game Gonzo’s Quest
Fairness Ensured By GLIeCOGRA
Player Protection AGOGLoket Kansspel
Gambling Licence Kansspelautoriteit Licence 1601
Welcome Bonus 120 Free Spins
Visit Toto Play Here!
Website www.toto.nl
Overall Rating 4.8 / 5
Toto Highlights:
NetEnt Rank Best NetEnt Casinos
Bank Transfer Rank Top Bank Transfer Casinos
18+. New customer offer. Please gamble responsibly.

Reading expert articles is the best way to find essential details about any legit casino operator. We cut the fluff off and only provide double-checked information based on a special set of judging criteria. Toto is an authentic NL casino brand verified by our experts and regulated by the KSA.

Toto Online Casino Overview: 2024 Summary

Toto is an online casino under the Dutch Gambling Authority licence 1601. The website offers a total of 800 casino games, with over 80 jackpots. The average payout based on eCOGRA audits is 95.01%. The most popular slot casino game with NL players is Gonzo’s Quest. Toto is an authentic Dutch casino site offering great rewards!

Toto Games: – Mix of Classics & Modern Titles

The game portfolio is the first aspect of any online casino, as this is why players sign up in the first place. We have vast experience and know that quality and quantity are equally important to players. Luckily, the Toto games cover both criteria, and you’ll enjoy a wide selection of the finest player favorites!

The Online Casino Games at Toto

Toto maintains a huge collection of games, covering the most popular categories, like slots, blackjack, roulette, and live dealer games. The variety includes exclusive titles first available on this platform and hefty progressive jackpots, part of the most popular networks. On the flip side, some secondary genres are not so well presented!

The Most Popular Toto Slots & Table Games

At the time of writing this Toto review, the operator offers more than 800 of the news games and adds new titles on a regular basis. Online slots are the major part of its portfolio, and Dutch gamblers will find classic machines, evergreen mega-hits, Megaways, Bonus Buy, and many other types and themes.

The Live Casino collection is second in number and popularity. The section includes dozens of tables powered by the finest suppliers and run by professional croupiers. The variety of roulette, blackjack, poker, and baccarat is better compared to the online, RNG-powered variants. Nearly 100 of all games are linked to amazing progressive jackpots!

Overall, Toto online casino has plenty of options for experienced players and newbies. Slots have always been the major attraction in any virtual or land-based gambling facility. However, the operator lacks bingo, video poker, keno, and other genres. Check below some of the the top Toto game titles:

The Most Popular Games at Toto Casino
Slots (600+) Roulette (10+) Blackjack (10+) Table Games (18)
Gonzo’s Quest European Roulette European Blackjack Sic Bo
Book of Dead Classic Roulette Blackjack Multihand Baccarat
88 Fortunes Megaways 3D European Roulette 3D Blackjack Casino Stud Poker
Dragon’s Luck Megaways American Roulette Free Bet Blackjack Casino Hold ’em
Starburst Blazing 7s Roulette Power Blackjack Dragon Tiger
Mega Moolah Auto Roulette First Person Blackjack Three Card Poker

Besides being great in numbers, the games on the platform also stand out with up-to-the-bar quality. The main Toto software supplier is NetEnt, but many other fine studios are also involved – Pragmatic Play, Play’N GO, ELK Studios, Wazdan, etc. This ensures a unique diversity and content that can be trusted by NL players!

Live Tables with Professional Dealers

Our Toto casino review continues with the live dealer selection. In short, the operator provides roulette, blackjack, poker, baccarat, and sic-bo tables with real-time croupiers and offering various limits. They are supplied mainly by Evolution Gaming, but StakeLogic is also present, with some of its bestsellers, like Super Stake Blackjack and Runner Runner Roulette.

The Online Lobby of Toto Casino

The highest-rated Toto games with live dealers are Lightning Roulette, Squeeze Baccarat, and Caribbean Stud. Currently, the collection boasts 70+ tables, including the finest Game Shows – Monopoly Live, Dream Catcher, Mega Ball, and some fresh releases. We like the poker section as well, especially given the lack of an online PVP area.

Play on Your Mobile

Toto online casino is available on mobile, thanks to a cutting-edge HTML5 optimization and JS plugins. There is no full-scale software for downloading yet, but the operator offers a link app to create a connection with your device. This ensures fast and smooth logging in with a single click.

Toto Mobile Gaming Play hundreds of mobile games via the browser of your device!
120 Free Spins Welcome Bonus
18+. New customer offer. Please gamble responsibly.

Games at Toto are mobile-friendly and can be easily run via any Android and iOS browser. This applies to the live dealer streams as well, and players can instantly join any table and have fun. The recommended mode for mobile play is landscape, and we suggest using free and secure Wi-Fi networks.

Toto Table Limits: High Stakes & Low Stakes

Another important element in the evaluation of any operator is the variety of casino games with flexible table limits. Toto offers titles suitable to both budget players and high rollers. Most online slots and RNG table games offer minimum bets at just €0.10 or €0.20, while big spenders can stake much more!

#1 Toto High Stakes Slot Wolf Gold
#1 Toto Low Stakes Slot Starburst
Best High Roller Roulette Blazing 7s Roulette
Best High Roller Blackjack Blackjack Multihand
Top Low Limit Roulette European Roulette
Top Low Limit Blackjack European Blackjack
Highest Live Dealer Max Bet Live Baccarat
Lowest Live Dealer Min Bet Live Blackjack

The widest stake ratios are always with live dealer tables, regardless of the specific game or budget designation. For example, the VIP and Salon Prive tables feature bets up to €5,000 or €10,000 and starting from just €1 per round. The regular games start at €0.10 but can easily exceed €1,000!

Other Toto Gambling Games

As we mentioned earlier, the operator lacks or offers only a few titles from genres like bingo, scratch cards, lotteries, arcades, video poker, and others. This is unfortunate but reflects positively on the Toto payout rate. On the flip side, Dutch players can diversify their experience by placing some sports betting wagers. The online sportsbook features pre-match and live betting and offers plenty of amazing opportunities and fair odds!

Toto Payouts

The Toto average payout rate is 95.01%, according to the last report but may change after the next period. The number is a totality of all theoretical RTPs of the games on the platform, and since new titles are constantly added, it’s normal for the rate to change as well.

Most Dutch online casinos vary in the 94-96% ratio, and from that point of view, Toto is doing great. In the table below, we have presented the RTP ranges of the main game categories, like slots, blackjack, and roulette. Keep in mind that the biggest variations are always with the spinning machines!

Payout Rates of the Different Casino Games
  • .
  • Classic Slots 89.24 - 97.55%
  • Video Slots 88.12 - 98.00%
  • Roulette 94.74 - 97.30%
  • Blackjack 99.05 - 99.55%
  • Table Games 95.00 - 98.94%
  • Video Poker 00.00 - 00.00%
  • Scratch Cards 00.00 - 00.00%
  • Arcade Games 00.00 - 00.00%
  • ..
  • .....

As usual, the Toto casino games with the most stable payout indicators are the table classics, like blackjack, baccarat, and roulette. It’s important to note that side bets, in addition to the standard rules of these genres, make the RTP fluctuate downside. If we exclude them, roulette is almost always 94.74% or 97.30%.

Progressive slots are another interesting category that should not be judged by the look. Many of them are extremely popular despite their payout rates often below 90%. A good example is Mega Moolah, which is frequently the lowest-RTP title in any casino collection. However, they are heavily packed with extra features and prizes!

Toto Deposit and Withdrawal Methods

Players can fund their Toto accounts via direct bank transfer or iDeal. The only platform supports pretty much all major banks in the Netherlands and offers a perfectly secure environment for money transfers. The minimum deposit amount is €10, while the maximum depends on the activated limits. We found no evidence for administrative fees of any kind, and money through iDeal are instantly available!

Payment Method Type Minimum Deposit Casino Withdrawal Payment Fee
iDeal Instant Banking €10 Yes No
Bank Transfer Bank Transfer €10 Yes No

Toto online casino pays its customers in the same way it accepts deposits. The usual processing time is from an hour to a couple of business days. Once approved, the transaction is instant and iDeal members will get their cash instantly, while direct bank transfers could be delayed for a day or two. The minimum withdrawal threshold is €20, and there are no limits in terms of maximum cashouts. Players should consider the minimum deposit requirement and mandatory KYC verification checks.

Casino Software & Website Design

As we mentioned in the beginning, the premium Toto software is one of the operator’s most significant advantages. That doesn’t apply to the gaming content only, and the company uses proprietary design and navigation tools. This makes the website easy to browse and rather unique in visuals.

The excellent HTML5 optimization makes the web-based app flawlessly compatible and relatively light. The last is crucial for low loading times and saving mobile data resources. The navigation tools are conveniently placed in the top toolbar, and each category provides several filters. The Search feature can be used for browsing games or providers.

Some Details About Toto Casino Software
Software Provider NetEnt
Website www.netent.com
Game Developer(s) Play’N GO, Pragmatic Play, Evolution Gaming, ELK Studios, Blueprint Gaming, Thunderkick, Big Time Gaming, Red Tiger, NoLimit City, Wazdan
Languages English and Dutch
Download-Size No Download
Hardware Requirements No Download
Software Requirements No Download
Instant Play Requirements Internet Connection Required and Up-to-date Browser – Chrome, Edge, Firefox, Opera, Safari, etc.

Toto does not offer a full offline version for desktop or mobile users. However, it offers a native link connection by downloading an app directly from the website. It creates a link between the player’s account and its device, which allows a quicker and more convenient login.

The company behind the brand has the ambition to become a leader in the Netherlands, and so far, it’s doing quite well. Therefore, we believe that applications will be developed and launched soon rather than later. Check out this Toto casino review every once in a while to stay tuned with the latest news and upgrades!

Here is the moment to share more about the operator’s software partners. The platform and content are delivered by companies with a solid reputation and many years of experience. They have been approved by the Dutch Gaming Authority and certified by independent auditors such as eCogra, GLI, and iTech Labs.

NetEnt, Pragmatic Play, Play’N GO, Red Tiger, Inspired, and BTG are among the most popular providers, but there are many others. The table games in their RNG and Live formats come from the studios of Evolution and StakeLogic. Fans of boutique studios, like Holle Games, All41 Studio, Playzido, and Fantasma, won’t be disappointed either!

Toto Company Information

Toto online casino and sportsbook is owned and operated by TOTO Online BV. The company is part of the Dutch lottery and was established to manage the newly registered brands. It’s headquartered in the Netherlands, in the city of Rijswijk, and currently operates no other casino and sports betting sites.

The company was one of the 10 approved applicants to receive a gambling license from the newly established NL authority. A total of 29 requests were sent to the commission, but most of them were rejected. Surely, the number of licensees will increase in the upcoming years due to the better regulated environment.

More About the Casino

The table below offers some important facts about the company behind the casino and the venue itself. Check the type of encryption, activity limits, and customer support details. We would like to highlight the operator’s effort in the responsible gaming area. The contact person in charge is Mrs. Vorderman-Jansen.

Players who feel vulnerable can always request support from the CS team or anonymously contact Loket Kansspel or AGOG. The platform provides various deposit and wagering limits, cooling-off features, and self-assessment and self-exclusion tools. Compulsive gambling is a serious issue and must not be neglected by any legit company!

More Information About Toto Casino
Company Security Player Protection Support
Name: TOTO Online BV Encryption: 128-bit SSL Deposit Limits: Adjustable Phone: 070-550 08 05
Head Office: Laan van Hoornwijck 55, 2289DG Rijswijk License: 1601 Activity Limitations: Available Email: N/A
Parent Company: TOTO Online BV IT-Security: Go Daddy Secure Certificate Authority Self Exclusion: Available Contact Form: Available
CEO: N/A RTP Analysis: Not Published Protection of Minors: Guaranteed Live Chat: 24/7
Employees: 50+ Anti-Money Laundering: ID Verification Problem Gambling Organisations: Loket Kansspel, AGOG

Customer Support Methods Available

Customer service is crucial for the long-term success of any casino site, not just in the Netherlands but worldwide. Players often have issues, especially if they are new to this type of entertainment. Some of them also believe that have been mistreated as gambling is connected to frequent losses.

The Toto support team is available 24/7 via live chat, phone, and email! The cost of a call is at the usual rates, and it’s not toll-free. That’s why we recommend live chat as the most convenient contact channel. Help is mostly available in Dutch, but also in English occasionally.

Safety Check – Features & License

Despite the fact that it comes last, the Toto safety was our main priority! The brand is totally legit and holds a 5-year license issued in 2021 by the Dutch Gaming Authority (KSA) – Kansspelautoriteit. It allows the company to provide a wide range of gambling products and services while players are on the safe side!

Toto Licensing and Security Certificates
  • Kansspelautoriteit (KSA)
  • GoDaddy
  • AGOG
  • Loket Kansspel

Safety has many aspects, and licensing is only one of them! We highly suggest using sites regulated by the KSA and providing responsible gaming tools. Games on the platform use RNGs to always provide random and fair outcomes. Finally, the technical security is ensured by GoDaddy and its certified 128-bit SSL encryption protocols.

Extra Points

We must mention the operator’s bonuses and promotions, as they are also important for the overall Toto rating. New players can take advantage of an exceptional welcome bonus and many other promotions after that. This is the reason for us to assign all 3 points to this category.

Toto has some special games in its selection, like exclusive video slots and specially branded live dealer games. Two more pints for that and another one for the live features, security, and well-developed Cashier section. Thus, the operator gathers 6 of our extra points out of 10, which isn’t bad at all!

  • AWARDS . 0/3
  • PROMOTIONS . 3/3
  • SPECIAL GAMES . 2/2
  • LOYALTY SCHEME . 0/1
  • EXTRAS . 1/1
  • BONUS POINTS.6

Toto is still relatively new to the market and has not yet had the chance to be nominated in any award category. Hopefully, this will happen in the near future, as the brand is one of the best. We also can’t wait to see the loyalty program whenever it’s ready for launch.

Toto Review Conclusion

We are now close to the end of our Toto casino review, and it’s time for a recap. Seasoned players will appreciate the authenticity of the brand, as it has been created to serve the Dutch market, and it’s accessible by NL players only. It’s properly regulated and provides high-quality products and services.

The game collection is one of Toto’s top advantages, and we love the selections of video slots, jackpots, and live games! We would recommend the platform for mobile compatibility, a dependable support team, and secure payments. Even so, perhaps several extra deposit and withdrawal methods would be appreciated!

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Strengths and Weaknesses of Toto
  • Major Strengths
  • KSA License
  • Dedicated Support
  • Major Weaknesses
  • No Mobile App
  • Few Online Table Games
  • Minor Strengths
  • Great Slots & Live Games
  • Online Sportsbook
  • Minor Weaknesses
  • No Loyalty Program
  • No Video Poker
18+. New customer offer. Please gamble responsibly.

Overall, Toto is a balanced and well-loaded casino, with a sportsbook in reserve and some exciting promotions. The launch of a mobile app, loyalty programs, and some extra table games would fix the few drawbacks. However, this doesn’t change the fact that Toto is one of the finest casino sites in the Netherlands!

Zara Harris, Author in online-casinos.com
Zara Harris – Author and Casino Expert

Toto is exactly what Dutch players expect it to be! It’s legit, securely regulated, and loaded with the best games of the finest software suppliers. All payouts are guaranteed, and transfers are executed in a timely manner!

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Frequently Asked Questions

The last piece of our Toto casino review is the FAQ area, where your questions are replied to in detail by our experts. We strive to answer all inquiries swiftly and accurately, so if you have any, contact us at contact@online-casinos.com!

Is Toto safe?

Yes, Toto is licensed and safe, and offers original and certified casino games. The platform is encrypted up to the standards, and you can count on responsible gaming tools to keep your play safe. Find out more about Toto's security features.

Which are the best Toto casino games for NL players?

The highest-rated Toto games are many, and it all depends on your individual gambling preferences. Surely, among the bestsellers are Gonzo's Quest, Blood Suckers, and Fire Joker. If you like the classics, we recommend Free Bet Blackjack and Lightning Roulette. Check out more of the finest games at Toto!

How good are the Toto slots?

Toto maintains an ever-increasing portfolio of online slots, and they all are of exceptional quality. The sole reason why we believe so is their source - licensed and reputable iGaming developers! You'll find classic 3-reelers as well as modern Megaways machines and such offering jackpots!

Is there a Toto no deposit bonus in the Netherlands?

Toto provides various promotions as part of its marketing strategy to entice new players and keep them on the platform. No deposit deals are also available, but not always in attractive sizes. Check our expert conclusion to find more of the casino's unique advantages!

Are there Toto free spins?

Yes, Toto regularly offers free spins as part of its welcome bonus or one of the many promotions. They come with strings attached, like minimum and maximum bets, wagering requirements, and validity. You can always find the casino's new-player deal and much more in our short overview!

Can I play Toto on mobile?

Yes, Toto is compatible with mobiles, including phones and tablets running under Android, Windows, and iOS. The platform, all games, and features perform brilliantly on the go. Read more about the casino's mobile versatility and find out what is needed to run it through your browser!

Is there a Toto live casino in the Netherlands?

Toto offers premium-class live games powered by top developers and organized by professional croupiers. There are many tables to join with high or low stakes, but we recommend Speed Blackjack and Lightning Roulette. Don't miss the exclusive tables and game shows in Toto's Live Lobby!

Are the Toto payouts legit?

Our experts confirmed the Toto payout rate, and all RTPs part of it have been verified by third-party audit agencies. Moreover, all games on the site come from certified studios, boasting an excellent reputation! Therefore, we believe that all payout rates are fair, and outcomes are random!

How can I contact the Toto online casino from the Netherlands?

The Customer Service team on the platform is easily contactable via one of the active channels. At the time of writing they are social media, phone, live chat, and email. The team is friendly and perfectly trained to answer straight to the point. Learn more about Toto's support options!

What software providers supply Toto?

Many well-known iGaming developers supply Toto, as the operator strives to provide a wide and well-diversified selection. Some of the most recognizable and appreciated brands are Play'N GO, NetEnt, Evolution, and BTG. Read more about the software companies behind the casino!