All Sites Licensed by the: Gaming Commission of Ghana
All Ghana Online Casinos with Real Money
Betway
5.0/5
Daily Free Spins
Deposit: 1 - 3 Days, GH₵1 - GH₵20,000, No Fee
Withdrawal: 3 - 5 Days, GH₵100 - GH₵1,000,000, No Fee
Games: 1,300+
Average RTP: 97.35%
22BET
4.9/5
100% up to GH₵1,500
Deposit: 1 - 3 Days, GH₵17 - GH₵880,000 No Fee
Withdrawal: 3 - 5 Days, GH₵17 - GH₵880,000 No Fee
Games: 7,600+
Average RTP: 96.00%
Full T&Cs apply. New Customer only. 18+. www.begambleaware.org.
1xBet
4.8/5
Up to GH₵25,500 + 150 Free Spins
Deposit: Instant, GH₵17 - GH₵8,700,000
Withdrawal: 3 - 5 Days, GH₵7 - GH₵100,000 No Fee
Games: 8,700+
Average RTP: 96.00%
Betika
4.8/5
100% up to GH₵250 on Betika app
Deposit: Instant, Starting from GH₵17
Withdrawal: Instant, Starting from GH₵70
Games: 408
Average RTP: 96.00%
18+. New customer offer. Please gamble responsibly.
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Highlights of the Top 10
All of the best real money online casinos in the list above have been checked for safety features and run through many tests by our casino reviewing experts to make sure they are appropriate to recommend. You can use the filter functionality of the table to make sure you find the best one to meet your needs.
Now that you’ve seen what’s on the market, you might be wondering how to start playing online casino games. Playing at a real money casino couldn’t be easier. For new players and new depositors, we’ve broken down the registration process into simple, easy-to-follow steps below.
1
Open account for free
Play in less than 2 minutes.
2
Fast deposit
Safe deposit once you feel ready.
3
Activate real money bonus
Read the terms & claim the bonus.
Real Money Casinos by Category
Understandably, all of the best online casinos for real money have certain gaming categories and features that help them stand out from the crowd. But this doesn’t mean that if an online casino excels in one area, the rest have been somehow neglected and left in the background.
Each one of our recommended online casinos with real money casino games has earned the place to be named among the top, so you can expect nothing less than superb features and diverse first-class services.
Real Money Casino Test Criteria
Each online casino featured on this page has been independently tested by one of our reviewers. All real money casino sites need to pass a set of checks before we can add them to our lists of top online casinos in Ghana. After that, we prepare our final rankings based on the latest data we have collected and different criteria we apply during the checks.
Our Checklist for All Approved Casino Sites
Online Casino License & Security Seals
Security is always our top priority when it comes to assessing real money casinos and playing with real cash, and it should be yours too. In Ghana, it’s important to always look for a valid license from the Gaming Commission of Ghana. As the official regulator, this is the most important seal of approval a site can carry.
Gaming Commission of Ghana
No online casino where you can win real money can legally operate within Ghana without a valid license from the Gaming Commission of Ghana. A valid license is evidence of a site’s high-security measures, fairness and safety.
Each of our featured best real money online casinos carry a valid license as standard. This regulator holds sites to high standards for player safety, including when it comes to responsible gambling measures. This is one of the world’s strictest online gambling authorities and is a non-negotiable aspect of any casino.
Real Money Casino Games
An online casino is nothing without a varied, well-stocked online casino games library. Therefore, it should be no surprise that we pay particular attention to game selection when testing sites. There’s a lot of variety out there, but just to get you grounded, here are some of the most popular real money casino games online:
- Slots
- Roulette
- Blackjack
- Jackpots
- Baccarat
- Video Poker
- Poker
- Live Games
- Craps
- Scratch Cards
With the exception of live dealer games, you’ll be able to test each of the above casino games for free before you actually commit to playing with real money. It is also a good idea to check the average payout percentage. In the case of live games, you can often sit in on a game that is currently in play in order to learn the ropes and get a feel for the action.
Betting Limits for High and Low Stakes
Another important aspect of real money gaming to look out for is stakes. Ideally, a good online casino site will have a strong mix of games and stakes in order to appeal to players of all budgets and interests. This includes wide betting limits on real money casino online games like online blackjack and other table games, as well as live dealer casino games and slot titles. You can review some of the highest and lowest stake real money casino games below.
Casino Games with the Highest Stake
Real Money Game |
Maximum Stake |
European Blackjack Gold Series |
GH₵10 – GH₵20,000 |
High Roller European Roulette Pro |
GH₵10 – GH₵10,000 |
Starburst |
GH₵0.10 – GH₵5,000 |
Premier Diamond Roulette |
GH₵0.25 – GH₵1,000 |
5 Wild Buffalo |
GH₵0.40 – GH₵500 |
Casino Games with the Lowest Stake
Real Money Game |
Minimum Stake |
European Roulette Small Bets |
GH₵0.10 – GH₵500 |
Lucky Lucky Blackjack |
GH₵0.10 – GH₵500 |
Rise of Olympus |
GH₵0.20 – GH₵100 |
Moon Princess |
GH₵0.20 – GH₵100 |
Cleopatra |
GH₵0.10 – GH₵100 |
As you can see in the table above, some casino online real money games can be played for as little as GH₵0.10 per hand or round. Other games can easily max out at several thousand Cedi for one bet. It’s worth knowing a game’s betting limits ahead of time, so that you can set yourself a sensible wagering budget, mindful of gambling responsibly.
Secure Payment Methods for Real Money Transactions
An often-over-looked aspect of quality real money casinos is the selection of payment methods. Though players frequently take varied payment methods for granted, the absence of recognisable, trustworthy payment methods can really make or break a casino site. It’s worth noting that not every site accepts all payment methods.
If you want to play with real money, you should check the deposit and withdrawal options in advance. A good online casino should offer a varied array of payment methods, with MTC, Telecel, and AirtelTigo being particularly favoured by players.
Withdrawals Times and Limits
Depending on the payment method you choose from those listed above, the withdrawal times will differ. This is something to keep in mind in case you were hoping to have your winnings in your account and ready to spend as soon as possible. We’ve outlined typical withdrawal times below.
- Debit Card: 2-5 Days
- Bank Transfer: 1-5 Days
- MTL: 1-2 Days
- Telecel: 1-2 Days
- AirtelTigo: 1-2 Days
- Neteller: 1-2 Days
- Skrill: 1-2 Days
As has been mentioned elsewhere, your first withdrawal will be subject to an ID-check by the casino. This means you will be required to submit a scanned copy of your photo ID as proof of identity. Processing this check will add to your withdrawal time, though typically, it is no longer than one workday.
Withdrawal times can also sometimes depend on your chosen game. For instance, jackpot wins can offer split fast payouts or full fast payouts. This means you might receive all the winnings at once or have a series of smaller real cash fast withdrawals to contend with – thus prolonging the total withdrawal time a bit.
Real Money Casino Bonuses: Everything You Need to Know
Though they might appear lucrative (and some are), it is crucial that players do not consider online casino bonuses to be free real cash. There are many terms and conditions you’ll need to become acquainted with before opting into a casino bonus, which we’ve explained below.
- Wagering Requirements: You must wager your casino bonus amount – and sometimes deposit amount – a certain number of times before you can make a real cash withdrawal.
- Game Contribution: It’s essential to note that not all real money casino games contribute equally towards wagering requirements. While slots typically contribute a full 100%, table games like online roulette might contribute as little as 5%. Always check the specifics before wagering.
- Duration: You will need to complete the wagering requirements within a certain amount of time from accepting the casino bonus.
- Maximum Wager: There are sometimes maximums on how much of your casino bonus amount you can wager in a single bet.
- Limitations: Regardless of all other requirements, you may still find there is a maximum amount of money you can win using bonus funds. The cap to the winnings may not include progressive jackpot wins.
Most casino bonus deals we’ve tested include wagering requirements of 1x to 10x that have to be met within 60 days before you can make a real cash withdrawal.
High-Quality Casino Software
With every online casino you visit, you will become more familiar with the biggest game developers in the gambling industry. Each of our best real money online casinos boasts titles from multi-award-winning studios, as well as smaller companies championing innovative products.
Most Popular Casino Game Developers
Evolution
Spin2win
Habanero
WMS
Konami
NetEnt
Playtech
Microgaming
Pragmatic Play
Spribe
All online casino game titles feature different payout percentages and volatilities, showing how often you can win. If you have any questions about the online casino game you wish to play and win from, you can always contact customer support.
Screening for certain developers can be a good way of checking the legitimacy of a real money casino site. The presence of well-respected developer’s products on the site means that the developer is willing to stake their reputation on the casino’s legitimacy, so you’ll likely have nothing to worry about.
Mobile Compatibility to Play on the Go
Another key feature we scan for is mobile compatibility. Luckily, these days, many of the best sites are also fantastic mobile casinos. Ideally, your chosen casino should have a dedicated downloadable app or a mobile-ready website. The best online casino sites will always have one, if not both, and will be compatible with all Apple and Android devices.
These days, you’ll find that many real money casino games online are developed with a mobile-first approach using HTML5 technology, making them suitable for handheld gaming.
Responsible Gambling Tools and Support
Should you ever feel that you’ve lost control of your gambling activity, there are ways you can block online casino sites from your device or exclude yourself from online gambling. These tools are designed to give you a break or help you quit completely, depending on what you need.
In Ghana, the Gaming Commission (GCG) requires that licensed online casinos must provide responsible gambling tools and support. This means integrating the following safeguards for players:
- KYC and Age Verification – Online casino operators must perform manditary Know Your Customer and ID checks to prevent underage play.
- Self-Exclusion Systems – Licensed gambling sites must offer self-exclusion tools, and respect player wishes to be blocked from having access.
- Responsible Gambling Tools – Online casinos and sportsbooks must offer easy access to safeguards including deposit and loss limits, timeouts, reality checks, and gambling addiction support networks.
- Advertising Rules – Gambling operators must always clearly display responsible gambling messages within adverts, promotions, and offers.
The Gaming Commission of Ghana sets the rules and ensures adherence, but it’s up to each licensed casino or betting operator to provide the actual tools, which can include deposit caps, time-outs, and self-exclusion options. There is no centralized system or shared software, although the GCG does monitor and enforce compliance through licensing and inspections, alongside promoting the responsible gaming message via education and outreach.
Conclusion
You’ve seen a wide range of online casinos licensed by the Gaming Commission of Ghana – each with detailed insights into bonuses, games, payout rates, and payment terms. Whether you’re looking for high RTP games, fast withdrawals, or a generous welcome bonus, I’m certain you’ll find at least one site that matches your preferences.

Heath Chesters
Author at Online-Casinos.com
Final Thoughts
“Thanks to solid regulations and monitoring by the Gaming Commission, playing at licensed online casinos is both entertaining and safe. Having reputable international casino brands operating in Ghana inspires confidence, plus they offer a huge variety of gaming options to choose from.”
Frequently Asked Questions
If you’re still unclear on any of the topics covered on this page, or simply have a question for us, don’t hesitate to contact us at contact@online-casinos.com. Alternatively, you can take a look at our FAQs below where we examine topics like payment methods and fast withdrawals, customer support, new depositors bonuses, payout percentage rates, and more.
What is the best online casino for real money?
It's impossible to choose one definitive best online casino for real money that would suit every player's needs. That's why we made a list of the top sites instead, so you can filter through the many great online casino sites on the market and choose the right one for you.
Can you really win real money on online casinos?
Yes, you can win real money on online casinos, but outcomes are largely based on chance, especially when playing slots and roulette. Other games like blackjack or baccarat can involve more skill and strategy. Remember to read the game rules, check the paytables, and learn about the game you're playing. Gamble responsibly, set your betting budget, and stick to it.
Do real money online casinos accept PayPal?
Unfortunately, PayPal is not supported in Ghana, making it unavailable for use at online casinos. However, you can use other popular e-wallets, such as Neteller or Skrill.
How do I know if an online casino is safe and trustworthy in Ghana?
We only recommend online casinos that are licensed by the Gaming Commission of Ghana, which means they must comply with strict regulations and rules to protect player safety.