All Sites Licensed by the: Gambling Commission New Zealand
All New Zealand Online Casinos with Real Money
LeoVegas
5.0/5
Up to NZ$2,000 +200 Free Spins
Deposit: Instant, NZ$20 - NZ$1,000, No Fee
Withdrawal: 1 - 5 Days, Starting from NZ$20
Games: 4,700+
Average RTP: 96.00%
Royal Panda
4.9/5
Up to NZ$1,000 + 300 Free Spins
Deposit: Instant, NZ$30 - NZ$500, No Fee
Withdrawal: 1 - 5 Days, NZ$20 - NZ$5,000, No Fee
Games: 3,500+
Average RTP: 96.00%
20+ | Gamble responsibly | 0800 654 655
Betway
4.8/5
Up to $1,000 + 20 Bonus Spins
Deposit: Instant, NZ$10 - Unlimited, No Fee
Withdrawal: 1 - 3 Days, NZ$10 - Unlimited, No Fee
Games: 1,500+
Average RTP: 97.35%
20+ | Gamble responsibly | 0800 654 655
Lucky7
4.8/5
Up to NZ$3,000 + 200 Free Spins
Deposit: Instant, Starting from NZ$20
Withdrawal: Instant, Starting from NZ$10
Games: 7,000+
Average RTP: 96.00%
20+ | Gamble responsibly | 0800 654 655
888casino
4.7/5
Up to $500 + $20 No Deposit Bonus
Deposit: Instant, NZ$10 - NZ$10,000
Withdrawal: 1 - 4 Days, NZ$10 - NZ$30,000
Games: 3,500+
Average RTP: 96.00%
SpinYoo
4.7/5
Up to NZ$2,000 + 100 Spins
Deposit: Instant, From NZ$20, No Fee
Withdrawal: 1 - 5 Days, From NZ$20, No Fee
Games: 5,000+
Average RTP: 95.15%
20+ | Gamble responsibly | 0800 654 655
Casumo
4.6/5
110% up to $1,100 + 60 Free Spins
Deposit: Instant, Starting from NZ$10
Withdrawal: 1 - 3 Days, Starting from NZ$10
Games: 4,600+
Average RTP: 96.00%
20+ | Gamble responsibly | 0800 654 655
SlotsPalace
4.6/5
Up to NZ$2,000
Deposit: Instant, Starting from NZ$20
Withdrawal: 1 - 3 Days, Starting from NZ$20
Games: 12,000+
Average RTP: 96.00%
20+ | Gamble responsibly | 0800 654 655
Casino Rocket
4.5/5
Up to NZ$1,500 + 150 Free Spins
Deposit: Instant, Starting from NZ$10
Withdrawal: Instant, Starting from NZ$10
Games: 9,100+
Average RTP: 96.00%
20+ | Gamble responsibly | 0800 654 655
Dream Vegas
4.5/5
Up to NZ$2,500 + 50 Free Spins
Deposit: Instant, NZ$10 - NZ$10,000
Withdrawal: 1 - 3 Days, NZ$20 - NZ$5,000
Games: 4,900+
Average RTP: 95.53%
20+ | Gamble responsibly | 0800 654 655
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Highlights of the Top 10
Now that you’ve seen our list of real money online casino recommendations, all tested and verified by our expert review team, you might be wondering how to start playing. Use our easy-to-follow steps below, accompanied by in-depth guides if you need more specific information.
1
Open a free account
Play in less than 2 minutes.
2
Fast deposit
Deposit safely once you feel ready.
3
Activate real money bonus
Read the terms & claim the bonus.
Real Money Casinos by Category
If you’re looking for specific features, we’ve also listed our favorite real money online casino picks based on different categories, highlighting their key strengths.
Real Money Casino Test Criteria
Our consistent aim is to provide you with full transparency and clarity. Whenever we test and compare the best real money online casinos for Kiwi players, we apply the following criteria for every site:
Our Checklist for All Approved Casino Sites
- Verified License by a Reputable Gambling Regulator
- Real Money Casino Games
- Flexible Betting Limits
- Secure Banking Options
- Good Payment Limits
- Fair Bonus Terms
- Reputable Software
- Mobile Casino App
- Responsible Gambling Tools
Online Casino License & Security Seals
Security is always our top priority when evaluating real money casinos and playing with real cash, and it should be yours too. Currently, authorities in New Zealand don’t regulate online casinos and residents are free to play at offshore casinos of their choosing.
However, it’s always important to look for a valid license from a verified international gambling regulator, which indicates that casino sites are compliant with strict rules. The sites we recommend for Kiwi players are typically licensed and regulated by the following authorities:
New Zealand Gambling Commission
The national regulator in New Zealand is the Gambling Commission, established under the Gambling Act 2003.
The Department of Internal Affairs (DIA) has confirmed that access to offshore online casinos is legal for NZ players, although local online casinos and advertising remain illegal.
However, government reform is underway via the Online Casino Gambling Bill, published in 2025. This will introduce a new regulatory licensing regime, allowing up to 15 online casinos licensed by the New Zealand Gambling Commission by late-2026. We will keep you posted as we received further updates.
Real Money Casino Games
The beating heart of top-quality online casino sites is the variety of gaming options you can choose from, especially when you’re putting real money on the line. We’ve highlighted some of the most popular casino games below.
- Slots & Pokies
- Roulette
- Blackjack
- Jackpots
- Baccarat
- Video Poker
- Poker
- Live Games
- Craps
- Scratch Cards
Before playing real money casino games with your cash balance, trying out free games is always a good idea. Some online casino sites offer players the opportunity to try demo versions of popular games. These are a great way to become familiar with specific game rules, try different strategies, and get a feel for the overall gameplay without risking real money.
Although demo versions are not available for live casino games, before gambling real money straight away, remember that you can sit out a few rounds without betting. Along with reading the game rules, this is a helpful way to observe and familiarize yourself with gameplay.
Discover Online Casino Game Developers
Powering your entertainment at online casinos is the creativity and innovation of games developers. We have found that players are increasingly more aware of gaming brands, choosing real money games based on trusted developer names. Click on the developer logos below to find out more about the games they make.
Most Popular Casino Game Developers
Spade Gaming
Retro Gaming
Hacksaw Gaming
Mancala Gaming
Relax Gaming
Storm Gaming
Rogue Games
Playtech
Pragmatic Play
Yggdrasil
Evolution
Nolimit City
IGT
Microgaming
Red Tiger
Quickspin
ELK Studios
Netent
Play'n Go
Betsoft
Novomatic
Thunderkick
Barcrest
The most reputable games developers are often highly selective when it comes to their partnerships with casino sites, so checking for leading software brands can also be a good indicator of the casino’s reputation. If you’re looking for the best payout casinos, quality developers are also notable for creating games with some of the highest RTP rates, verified by independent testing agencies.
Mobile Compatibility to Play on the Go
Fortunately, most casino sites now function flawlessly on mobile devices. The best real money casinos offer dedicated apps or websites optimized for mobile devices, and sometimes both, fully compatible with Android and iOS.
Many of the real money games we have tested are now built using HTML5 technology, ensuring a mobile-first experience that runs smoothly on smartphones and tablets. Check out our mobile casinos guide to learn more.
Secure Payment Methods for Real Money Transactions
When you’re playing with real money, the best online casinos will provide you with access to reliable and trustworthy payment methods for deposits and withdrawals. These are some of the most popular options available:
Our Payment Method Reviews & Recommendations
Debit Cards
Withdrawal Times and Limits
Depending on the payment method you choose from those listed above, the withdrawal times will differ. This is something to keep in mind in case you were hoping to have your winnings in your account and ready to spend as soon as possible. We’ve outlined typical withdrawal times below.
- PayPal: 1 – 2 Days
- Debit Card: 2 – 5 Days
- Bank Transfer: 1 – 5 Days
- Neteller: 1 – 2 Days
- Skrill: 1 – 2 Days
Your first withdrawal will be subject to an ID-check by the casino. This means you will be required to submit a scanned copy of your photo ID as proof of identity. Processing this check will add to your withdrawal time, though typically, it is no longer than one workday.
Withdrawal times can also sometimes depend on your chosen game. For instance, jackpot wins can offer split fast payouts or full fast payouts. This means you might receive all the winnings at once or have a series of smaller fast real-cash withdrawals to contend with – thus prolonging the total withdrawal time a bit.
Real Money Casino Bonuses: What You Need to Know
Though they might appear lucrative (and some are), it is crucial that players do not consider online casino bonuses to be free real cash. There are many terms and conditions you’ll need read carefully before opting into a casino bonus. We’ve highlighted the main aspects you should consider, below:
- Wagering Requirements: You must wager your casino bonus amount – and sometimes deposit amount – a certain number of times before you can make a real cash withdrawal.
- Game Contribution: It’s essential to note that not all real money casino games contribute equally towards wagering requirements. While slots or pokies typically contribute a full 100%, table games like online roulette might contribute as little as 5%. Always check the specifics before wagering.
- Duration: Depending on the bonus offer, NZ players usually have 7 to 30 days to meet the wagering requirements after claiming a promotion. Be sure to verify the time limit in the bonus terms, as it varies between casino sites.
- Maximum Wager: Many casino bonuses include a cap on how much you can wager in a single bet, while the bonus is active. This is often set between $5 and $10 per spin or bet. Exceeding this limit can void your bonus and winnings.
- Limitations: Even if you meet the other terms, you may still find there is a maximum amount of money you can win using bonus funds. The cap on winnings may not include progressive jackpot wins.
Be aware: At most online casinos, you must always comply with the bonus terms before you can cash out real money winnings. Make sure to check first, so you can avoid needless delays or frustration.
Responsible Gambling Tools & Support
Although self-exclusion tools in New Zealand won’t block offshore real money online casinos, should you ever feel that you’ve lost control of your gambling activity, there are ways you can block casino sites from your device or exclude yourself from online gambling.
Licensed and regulated online casinos must provide responsible gambling tools and support, which are available at all the sites we have recommended. These tools and options include:
- Self-Exclusion: At licensed and regulated online casinos, you can request to be blocked from accessing individual or networked gambling sites, whether for set periods of time or permanently.
- Deposit Limits: Caps the amount of money that you can deposit within a specific timeframe.
- Wagering Limits: Restricts how much you can bet over a given period of time, helping to manage your gambling activity.
- Loss Limits: Allows you to set a maximum real money amount that can be lost, whether as a fixed cash amount or during a certain period of time.
- Time Limits or Session Limits: Setting that helps control how long you can stay logged in or play during each gaming session.
Kiwi gamblers also have access to confidential support and advice, with various organizations on hand to provide assistance. Never feel afraid or ashamed to reach out for help whenever needed.
Conclusion
You’ve seen a wide range of real money online casinos licensed by verified gambling authorities – each with detailed insights into bonuses, games, payout rates, and payment terms. Whether you’re looking for high RTP games, fast withdrawals, or a generous welcome bonus, I’m certain you’ll find at least one site that matches your preferences.
Heath Chesters
Author at Online-Casinos.com
Final Thoughts
“Kiwis have no shortage of real money online casinos to choose from, but in my opinion, the safest options are those with valid licenses issued by reputable international gambling authorities. They offer a huge variety of gaming options, from pokies to roulette and blackjack, plus live dealer games if you enjoy something more immersive.”
Frequently Asked Questions
If you’re still unclear on any of the topics covered on this page, or simply have a question for us, don’t hesitate to contact us at contact@online-casinos.com. Alternatively, you can take a look at our FAQs below, where we examine topics like payment methods and fast withdrawals, customer support, sign-up bonuses, payout percentage rates, and more.
What is the best online casino for real money?
It's impossible to choose one definitive best online casino for real money that would suit every player's needs. That's why we made a list of the top sites instead, so you can filter through the many great online casino sites on the market and choose the right one for you.
Are fast Visa withdrawals available at New Zealand casino sites?
Yes, although the speed of withdrawal processing times can also depend on the card issuer. On average, Visa withdrawals from real money online casinos can take between 1 and 3 days to clear on your card. Check our page covering the best Visa casinos for more information.
How many online casinos are in New Zealand?
There are currently no online casinos licensed in New Zealand by the Gambling Commission, but Kiwi players can legally play at offshore casino sites without restrictions. Nevertheless, we only recommend playing at casinos with a valid license issued by a reputable international gambling regulator. From 2026, the Gambling Commission will be licensing and regulating online casinos based in New Zealand.
What are the most popular online pokies?
The choice of online pokies available these days has never been greater! There are spinning reels of every variety and theme to keep players entertained. Among the most popular at online casino sites are Starburst by NetEnt, Big Bass Bonanza by Pragmatic Play, and Book of Dead by Play'n'Go. For progressive jackpots, the Mega Moolah series of pokies by Games Global (formerly Microgaming) are hugely popular.
Can I play live dealer games from New Zealand?
Yes, players from New Zealand can access live dealer games at the best real money online casinos, typically through the main casino website. These feature real human dealers and croupiers for a fully interactive experience, covering popular table games like roulette, blackjack, poker, baccarat, and even game shows.
