Lucky Ladies Blackjack Review – Best Casino to Play for Real Money
Written by Angelina Vodenicharova
Lucky Ladies Blackjack by Felt Gaming is a six-deck blackjack variant built around an optional side bet. This game stands out with its 99.63% base game RTP, a Lucky Ladies side bet paying up to 100:1 for a pair of Queen of Hearts, and multi-hand play supporting up to three simultaneous hands — combining competitive base game odds with a high-payout optional wager.
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This review covers the complete rule set, side bet payouts, and strategy considerations for Lucky Ladies Blackjack. Read on to understand what makes this variant worth playing and how to approach the Lucky Ladies side bet.
Overview of Lucky Ladies Blackjack
Lucky Ladies Blackjack in Brief:
- Release Date: Not specified
- Type: Blackjack Table Game
- Variant: Lucky Ladies
- Game Developer: Felt Gaming
- RTP: 99.63%
- Number of Decks: 6 Decks
- Blackjack Payout: 3:2
- Dealer Rule: Stands on Soft 17
- Special Features: Multi-Hand (Up to 3 Hands), Insurance, Double After Split, Lucky Ladies Side Bet
- Side Bets: Yes – Lucky Ladies (Pair of Queen of Hearts, Matched 20, Suited 20, Any 20, Any Queen)
- Max Side Bet Payout: 100:1 (Pair of Queen of Hearts)
More About Online Blackjack
The 99.63% base game RTP sits at the higher end of the typical online blackjack range (99.2% to 99.6%). The side bet RTP drops to 93.78%, which is standard for optional wagers but worth factoring in if you plan to use them regularly.
The Lucky Ladies side bet is the game’s defining feature. It pays based on your first two cards totaling 20 or including a Queen, with a pair of Queen of Hearts paying 100:1. The trade-off is the significantly lower side bet RTP.
The dealer stands on soft 17 and does not peek for blackjack. No dealer peek means you could lose doubled or split bets to a dealer natural — a factor worth considering when deciding to double or split against a dealer ace or ten.
Online Blackjack Knowledge Box
The name of this card game. Also the best hand of two cards totaling 21, made with an Ace worth 11 and cards worth 10, such as 10, Jack, Queen, King.
Asking the dealer for another card when trying to improve your total hand.
Keep your current hand of cards and end your turn in blackjack.
When the numerical total value of your hand goes over 21 in Blackjack, you automatically lose.
The opportunity to double your bet and receive only one more card.
The opportunity to divide a matching pair of cards into two separate hands, each with a new bet.
When your hand ties with the dealer’s hand, which leads to your original bet being returned in blackjack.
A side bet against the dealer having blackjack when their hand shows an Ace.
The Full Lucky Ladies Blackjack Rules
Lucky Ladies Blackjack uses six decks with the dealer standing on soft 17. You can play up to three hands simultaneously against the dealer. Betting ranges from £0.10 to £100 per hand, with the same limits for side bets.
The no-dealer-peek rule is the most strategically significant aspect of this game. Without a peek, the dealer won’t check for blackjack before you act, meaning any extra bets placed on doubles or splits are at risk against a potential natural.
Double down is restricted to hands totaling 9, 10, or 11 only. This limits your options compared to games that allow doubling on any two cards, but double after split remains available for those eligible totals.
| RTP | 99.63% (Base Game) / 93.78% (Side Bet) |
| Blackjack Pays | 3:2 |
| Decks | 6 |
| Multi-Hand | Yes (Up to 3 Hands) |
| Insurance | Yes |
| Surrender | No |
| Split | Yes |
| Additional Rules | Yes |
| Re-Split | No |
| Hit Split Aces | No |
| Double | Yes |
| Double After Split | Yes |
| Dealer Peek | No |
| Dealer Hits Soft 17 | No |
| Side Bets | Yes (Lucky Ladies) |
| Bet Limits | £0.10 – £500 |
Splitting is allowed on pairs but re-splitting is not. Split aces receive only one additional card each. Insurance is offered when the dealer shows an ace, paying 2:1 if the dealer has blackjack.
The Lucky Ladies side bet can be placed independently on each hand. Winning combinations range from Any Queen at 1:1 to a Pair of Queen of Hearts at 100:1, with three tiers of 20-valued hands in between.
Our Featured Blackjack Guides
How to play blackjack Basic rules, bets, expert tips
How to avoid unusual betting patterns Tips for steady gameplay
What is RTP Your guide to casino payouts
How does RNG work Random outcomes explained
Conclusion – Is Lucky Ladies Blackjack Worth Playing?
Lucky Ladies Blackjack delivers a competent base game with a 99.63% RTP and standard six-deck rules. The Lucky Ladies side bet adds an optional layer without complicating the core gameplay. It’s a straightforward variant that works well for players who want a familiar blackjack experience with an extra wagering option.
The side bet is the clear differentiator. While the 93.78% RTP makes it a losing proposition over time, the 100:1 payout for a pair of Queen of Hearts adds a high-risk, high-reward element that standard blackjack games lack.
“Treat the Lucky Ladies side bet as entertainment, not strategy. The 93.78% RTP means it will cost you over time compared to the 99.63% base game. If you do play it, know that the Any 20 outcome at 3:1 hits most frequently. Focus your bankroll on the base game and use the side bet sparingly.”
Lucky Ladies Blackjack suits players who enjoy standard blackjack with an optional side bet. The multi-hand feature and clean interface make it accessible for beginners, while the tiered side bet payouts offer enough variety to keep experienced players engaged.
The main limitations are restricted doubling (9, 10, or 11 only) and no surrender option. These reduce strategic flexibility compared to more player-friendly variants. However, the high base game RTP and the Lucky Ladies side bet make it a solid option at any Felt Gaming casino for players who enjoy side bet blackjack.