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Selecting the best payout casinos and games is essential for an optimal playing strategy. Luckily, we’ve researched the best options and provided tips to help you boost your returns.
Return to Player (RTP) is a theoretical percentage showing the average payout to players over time.
Even if RTP percentages are higher, they’re not a guarantee of winning.
Licensed casinos and game developers must publish RTP percentages for games.
Blackjack tends to offer the highest payout rates at online casinos.
In the following list, you’ll find our top recommendations for trustworthy online casinos. These sites offer US players the best gaming options, welcome bonues, and high payout rates. Click the links to read our in-depth reviews covering everything you need to know.
The Best Casino Payouts for US Players
Position
Online Casino
Rating
Bonus
Banking Options
Withdrawal
Games
Average RTP
To the provider
Review link
General terms and conditions
1
Hard Rock Casino
5.0/5
100% up to $1,000+ $25 Casino Bonus
Instant Bank Transfer, Visa, Mastercard, American Express, PayPal, Venmo, Play+, Apple Pay
21+. NJ Only. Offered by Seminole Hard Rock Digital, LLC. All Rewards issued as non-withdrawable site credits. $25 Casino Bonus has a 1x wager requirement. Deposit match has a 10x wager requirement. Bet with your head not over it. GAMBLING PROBLEM? CALL 1- 800-GAMBLER
Full T&Cs apply. NJ only. 21+. New users only. Know When To Stop Before You Start.® Gambling Problem? If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537). Terms & conditions apply.
3
BetRivers
4.8/5
Up to $500 in Casino Losses Back
Visa, Mastercard, Discover, American Express, Venmo, Online Banking, PayPal, Play+, PayNearMe, VIP Preferred ACH
New players only. Bonus paid as site credit expiring in 30 days. CASINO500: Bonus match of first deposit (up to $500). 1X playthrough requirement on select games.
4
JackpotCity
4.7/5
100% up to $1,000 + 20 Free Spins
Visa, Mastercard, , VIP Preferred, Bank Wire Transfer, Play+, PayPal, Online Banking, Apple Pay, Venmo, Cash at Cage
New verified customers, present in NJ, PA only. 21+. Opt-in required. Deposit match on first deposit, up to max $1,000 in bonus funds. Min wagering req. applies. Casino bonus funds expiration applies. Subject to full T&C. Gambling problem? Call 1-800-GAMBLER
T&Cs apply. Spin Palace Deposit Match and Bonus Spins Slots Welcome Offer - 100% Match. Receive a 100% First Deposit Match up to a Max of $1,000 as Casino Bonus Funds and 20 Bonus Spins.
6
Stardust
4.5/5
Up to $100 + 200 Free Spins
Visa, Mastercard, PayPal, Play+, PayNearMe, Venmo, Cash at Cage, Bank Wire Transfer, Online Banking, Trustly, VIP Preferred
Valid for new customers only. Min. deposit $10. 100% match up to $100 bonus plus 200 spins on Starburst. Must select offer at deposit to receive bonuses. 20X play-through requirements. Only qualified games contribute towards wagering. 7 days validity period. Terms & conditions apply.
New Casino customers only. Up to 50 Spins on 10 separate days out of the next 20 when you sign up and deposit a minimum of $10. Max. prize, time limits, game restrictions and T&Cs apply.
8
Playstar
4.5/5
100% up to $500 + 500 Free Spins
Visa, Mastercard, PayPal, Play+, VIP Preferred, Cash at Cage
25 +PlayStar Welcome Offer: Newly registered patrons will be offered a 100% deposit match Welcome Bonus up to $500 on their first deposit and will be eligible to receive up to 500 free spins. The 100% bonus will only be applied on the patron's first deposit. Available in New Jersey, Pennsylvania, New York, Delaware, and Florida.
View payout percentages
Highest Payout Online Casinos for 2025
1. JackpotCity – 97.40% RTP – Best Payout Rate June/2025
2. Hard Rock Bet – 97.00%
3. Caesars Palace – 96.20% RTP
4. BetRivers – 96.00% RTP
5. Spin Palace Casino – 96.00% RTP
6. Stardust – 96.00% RTP
7. bet365 – 96.00% RTP
8. PlayStar – 96.00% RTP
During our tests, one site emerged as the best paying online casino in the US. But we had other strong contenders in specific areas, like fair bonuses or blackjack games with high Return to Player (RTP) rates. Check out our top recommendations for each category below:
Each top payout casino has unique strengths, but they share one thing in common – every site on our list is licenced by a state gambling authority, ensuring legal and safe gaming.
Casino Payout Rate and Winning Chances: Why They Matter in Online Casinos
Want to boost your chances of winning at online casinos? Understanding payout rates is the way. There are RTP guides that dive deeper, but the most important thing to remember is that it’s all theoretical. There is no guarantee of success even at the casino with the best payouts.
Important to remember: Volatility also matters — high-volatility games pay less frequently but with bigger wins. Knowing this will help shape your strategy.
You will usually find the licensing and regulatory authority in the footer of the website, verifying that the casino payout rate is independently audited.
Can You Trust the Stated Casino Payout Percentages?
You can trust the stated average RTP rates at the top payout online casinos we’ve reviewed because they are officially licenced. Legit sites undergo regular fairness audits by independent organizations like eCOGRA and GLI.
Pay attention: Exceptionally high casino payout percentages (over 99%) are often a red flag, indicating potential manipulation. To avoid this, stick to reputable, licensed casinos.
Which Are the Highest Payout Casino Games?
The casino’s overall payout is an average of all its games, so the type of game you choose matters! Here are some of the best games for higher payouts — just remember that the exact percentage can vary due to differences in mechanics and rules.
Top 10 Best Payout Casino Games
Blackjack – 98.03% – 99.93%
Video Poker – 90.00% – 99.00%
Baccarat – 98.76% – 99.50%
Craps – 97.30% – 99.54%
Roulette – 94.00% – 98.65%
Pai Gow Poker – 97.00% – 98.50%
Sic Bo – 69.44% – 97.22%
Texas Hold’em Poker – 97.00% – 99.00%
Slots – 90.00% – 99.00%
Keno – 85.00% -95.00%
Picture: Comparison of the payout rates for casino games
Best Payout Casino Slot Games
RTP in slots can vary widely because each game is designed with unique features and mechanics. For example, jackpot slots typically have lower payout rates because a portion of each bet contributes to the jackpot prize.
In the US, the online slots that payout the most are popular titles like Blood Suckers and Codex of Fortune by NetEnt. Here are some more games that boast RTPs above 96.50%:
Best Payout Slot Games in the US
Blood suckers – 98.00%
Codex of Fortune – 98.00%
Starmania – 97.87%
White Rabbit Megaways – 97.72%
Secret of Atlantis – 97.07%
88 Coins – 97.00%
Jack Hammer – 96.96%
Jimi Hendrix – 96.91%
Zeus II – 96.76%
Fruit Shop – 96.71%
How Can I Increase My Chances of Winning at a Casino Site?
Even at the top payout casinos, winning requires some strategy. Of course, games of chance are all luck, but you can take a few actions to improve your chances.
For example, sticking to a budget, choosing high RTP games, and avoiding chasing losses have worked for us. Here are a few more effective strategies to adopt and pitfalls to avoid:
This Could Increase Your Winning Chances
Set a budget and stick to it
Learn the rules and strategies for games
Choose games with high RTP
Take advantage of bonuses and promotions
Practice games for free before wagering
Stay informed about payout rates
Play with a clear mind and focus
Know when to walk away
Use basic strategy for games like blackjack
Take breaks to maintain focus
This Might Lower You Winning Chances
Chasing losses
Ignoring game rules and strategies
Playing games with high house edges
Betting too low/high and violating bonus terms
Using side bets
Betting large amounts on a single spin or hand
Playing while under the influence
Letting emotions dictate your play
Ignoring loss limits or time limits
Playing for extended periods without rest
Conclusion – Playing at the Best Paying Casinos
Winning at the best payout online casinos starts with smart choices. Go for high RTP games to boost your chances and prioritize unique benefits like fast withdrawal to get your rewards right away. While NJ players may have more options overall, casino sites with high payouts are available in other states.
Angelina Vodenicharova Casino Expert
“While choosing high RTP games is crucial, don’t overlook the impact of strategy. As a table games fan, my best tip is to focus on main bets to maximize your returns. ”
Should you need further details regarding the payout rates at top US online casinos or how these theoretical figures are calculated, our team of experts is ready to help.
Why does the payout rate differ between casino games?
RTP varies among casino games due to differences in mechanics and rules. For example, slot payouts are influenced by reel symbols and paylines, while table games like blackjack have rules creating distinct chances of winning.
Are the payout rates for live casino games higher than in RNG games?
Random Number Generator (RNG) games usually offer higher payout rates due to lower operational costs. Yet, live games like blackjack can also have high payouts because player decisions like doubling down or splitting pairs help reduce the house edge.
When is the best time to win at a casino game?
Timing can affect skill-based games like poker by increasing competition during peak online hours. But timing doesn't impact outcomes for chance-based games like slots, as they are random.
What's the difference between payout rate and house edge?
The gaming payout rate (also known as Return-to-Player rate) and the house edge are opposite values. While the RTP presents the percentage of all wagers that go back to the players as winnings, the house edge shows the percentage the casino keeps as revenue.
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Written By Angelina Vodenicharova
