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Selecting the best payout casinos and games is essential for an optimal playing strategy. Luckily, we’ve researched the best options and provided tips to help you boost your returns.
Return to Player (RTP) is a theoretical percentage showing the average payout to players over time.
Even if RTP percentages are higher, they’re not a guarantee of winning.
Licensed casinos and game developers must publish RTP percentages for games.
Blackjack tends to offer the highest payout rates at online casinos.
In the following list, you’ll find our top recommendations for trustworthy online casinos. These sites offer US players the best gaming options, welcome bonues, and high payout rates. Click the links to read our in-depth reviews covering everything you need to know.
The Best Casino Payouts for US Players
Position
Online Casino
Rating
Bonus
Banking Options
Withdrawal
Games
Average RTP
To the provider
Review link
General terms and conditions
1
Hard Rock Casino
5.0/5
100% up to $1,000+ $25 Casino Bonus
Instant Bank Transfer, Visa, Mastercard, American Express, PayPal, Venmo, Play+, Apple Pay
21+. NJ Only. Offered by Seminole Hard Rock Digital, LLC. All Rewards issued as non-withdrawable site credits. $25 Casino Bonus has a 1x wager requirement. Deposit match has a 10x wager requirement. Bet with your head not over it. GAMBLING PROBLEM? CALL 1- 800-GAMBLER
Full T&Cs apply. NJ only. 21+. New users only. Know When To Stop Before You Start.® Gambling Problem? If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537). Terms & conditions apply.
3
BetRivers
4.8/5
Up to $500 in Casino Losses Back
Visa, Mastercard, Discover, American Express, Venmo, Online Banking, PayPal, Play+, PayNearMe, VIP Preferred ACH
New players only. Bonus paid as site credit expiring in 30 days. CASINO500: Bonus match of first deposit (up to $500). 1X playthrough requirement on select games.
4
Stardust
4.7/5
Up to $100 + 200 Free Spins
Visa, Mastercard, PayPal, Play+, PayNearMe, Venmo, Cash at Cage, Bank Wire Transfer, Online Banking, Trustly, VIP Preferred
Valid for new customers only. Min. deposit $10. 100% match up to $100 bonus plus 200 spins on Starburst. Must select offer at deposit to receive bonuses. 20X play-through requirements. Only qualified games contribute towards wagering. 7 days validity period. Terms & conditions apply.
New Casino customers only. Up to 50 Spins on 10 separate days out of the next 20 when you sign up and deposit a minimum of $10. Max. prize, time limits, game restrictions and T&Cs apply.
6
PlayStar
4.5/5
100% up to $500 + 500 Free Spins
Visa, Mastercard, PayPal, Play+, VIP Preferred, Cash at Cage
25 +PlayStar Welcome Offer: Newly registered patrons will be offered a 100% deposit match Welcome Bonus up to $500 on their first deposit and will be eligible to receive up to 500 free spins. The 100% bonus will only be applied on the patron's first deposit. Available in New Jersey, Pennsylvania, New York, Delaware, and Florida.
View payout percentages
Highest Payout Online Casinos for 2025
1. Hard Rock Bet – 97.00% – Best Payout Rate August/2025
2. Caesars Palace – 96.20% RTP
3. BetRivers – 96.00% RTP
4. Stardust – 96.00% RTP
5. bet365 – 96.00% RTP
6. PlayStar – 96.00% RTP
During our tests, one site emerged as the best paying online casino in the US. But we had other strong contenders in specific areas, like casino sites with fair bonuses or online casinos with blackjack games that have high Return to Player (RTP) rates. Check out our top recommendations for each category below:
Each top payout casino has unique strengths, but they share one thing in common – every site on our list is licenced by a state gambling authority, ensuring legal and safe gaming.
Casino Payout Rate and Winning Chances: Why They Matter in Online Casinos
Want to boost your chances of winning at online casinos? Understanding payout rates is the way. There are RTP guides that dive deeper, but the most important thing to remember is that it’s all theoretical. There is no guarantee of success even at the casino with the best payouts.
Important to remember: Volatility also matters — high-volatility games pay less frequently but with bigger wins. Knowing this will help shape your strategy.
You will usually find the licensing and regulatory authority in the footer of the website, verifying that the casino payout rate is independently audited.
Can You Trust the Stated Casino Payout Percentages?
You can trust the stated average RTP rates at the top payout online casinos we’ve reviewed because they are officially licenced. Legit sites undergo regular fairness audits by independent organizations like eCOGRA and GLI.
Pay attention: Exceptionally high casino payout percentages (over 99%) are often a red flag, indicating potential manipulation. To avoid this, stick to reputable, licensed casinos.
Which Are the Highest Payout Casino Games?
The casino’s overall payout is an average of all its games, so the type of game you choose matters! Here are some of the best games for higher payouts — just remember that the exact percentage can vary due to differences in mechanics and rules.
Top 10 Best Payout Casino Games
Blackjack – 98.03% – 99.93%
Video Poker – 90.00% – 99.00%
Baccarat – 98.76% – 99.50%
Craps – 97.30% – 99.54%
Roulette – 94.00% – 98.65%
Pai Gow Poker – 97.00% – 98.50%
Sic Bo – 69.44% – 97.22%
Texas Hold’em Poker – 97.00% – 99.00%
Slots – 90.00% – 99.00%
Keno – 85.00% -95.00%
Picture: Comparison of the payout rates for casino games
Best Payout Casino Slot Games
RTP in slots can vary widely because each game is designed with unique features and mechanics. For example, jackpot slots typically have lower payout rates because a portion of each bet contributes to the jackpot prize.
In the US, top online casinos offering slots often include titles like Blood Suckers and Codex of Fortune by NetEnt. Here are some more games that boast RTPs above 96.50%:
Best Payout Slot Games in the US
Blood suckers – 98.00%
Codex of Fortune – 98.00%
Starmania – 97.87%
White Rabbit Megaways – 97.72%
Secret of Atlantis – 97.07%
88 Coins – 97.00%
Jack Hammer – 96.96%
Jimi Hendrix – 96.91%
Zeus II – 96.76%
Fruit Shop – 96.71%
How Can I Increase My Winning opportunities at Online Casinos?
Readers often ask us this question, so it’s important to point out that there are no guaranteed formulas or strategies for winning. However, there are ways to gamble responsibly that can increase your payout opportunities while helping to improve your overall gaming enjoyment.
Remember that online gambling should always be viewed as a form of entertainment, rather than a way to make money. With this approach in mind, we have some practical tips to share:
Choose online casino payments with no fees.
When deciding which payment methods to use for deposits and withdrawals, check all the options available and choose those with no extra fees. Remember that if there are fees attached to your preferred withdrawal methods, they reduce the profitability of your winnings.
Take advantage of bonuses and promotions.
Some bonuses can offer you increased winning opportunities, such as free spins on slots or extra playing funds, but you should always check the terms and conditions attached.
If wagering requirements are high, game choices and time limits are restrictive, or maximum withdrawal amounts are capped, they don’t offer any real advantages. Remember that bonuses are optional, so choose promotions that fit your own gaming preferences.
Look for games with high RTP rates.
Casino games with high Return-to-Player (RTP) percentages improve your long-term outcomes. They don’t guarantee or imply higher chances of winning, but they do reduce your expected losses. This gives you more playing time and more opportunities to win. RTP rates are usually displayed in the game rules, paytable, or information pages within the game itself.
Set your playing budget and stick to it.
No matter the size of your bankroll or spending capacity, establishing a rigid playing budget is always a good idea. Try to avoid falling into the trap of chasing losses—and even if you’re enjoying a winning streak, knowing when to walk away in either situation is important.
Read the casino game rules and paytables before playing.
Online casino games usually have game rules and paytable information pages. There’s no rush—take your time reading through them before you start playing. Knowledge is power, and the more you know about any casino game, the better your chances of spotting winning opportunities.
Take care with side bets in casino games.
Many online casino games now feature a wide variety of side betting options. Although side bets can offer increased winning opportunities, they can also carry higher odds and imply greater levels of risk.
Try to calculate the level of risk versus the potential rewards before deciding if those side bets will add anything to your own gameplay.
Practice games for free before gambling with real money.
Game developers often have demo versions of games you can try for free, as do some online casino sites. These are a useful way to practice, helping you become more familiar with gameplay mechanics, betting options, and game rules before you risk any real money.
Note: In the United Kingdom, access to demo versions of online casino games is restricted due to Gambling Commission regulations, requiring age verification and registration at sites.
Know the minimum and maximum betting options in games.
Always check the minimum and maximum wagering options for the games you play. This can help you identify games that fit within your gambling budget.
In most online casino games, although staking higher amounts can increase your potential winnings, there’s also increased risk of losing your funds a lot faster. Try to find the right balance.
Play with a clear mind and focus.
Balancing your emotions can be tricky when playing online casino games, especially when you’re staking real money on the outcomes of your bets.
Try to stay calm and focused on what you’re doing so you can better identify potential wins and losses. Avoid gambling while under the influence of alcohol or drugs, which can impair your decision-making process.
Know when to pause or stop playing.
When playing online casino games that are engaging and fun, your sense of time can easily become distorted, with minutes quickly turning into hours. Becoming tired or jaded while playing will not help your winning opportunities.
Take breaks between playing sessions—or stop completely—moderating the time and money you spend while playing.
Conclusion – Playing at the Best Paying Casinos
Winning at the best payout online casinos starts with smart choices. Go for high RTP games to boost your chances and prioritize unique benefits like fast withdrawal to get your rewards right away. While NJ players may have more options overall, casino sites with high payouts are available in other states.
Angelina Vodenicharova Casino Expert
“While choosing high RTP games is crucial, don’t overlook the impact of strategy. As a table games fan, my best tip is to focus on main bets to maximize your returns. ”
Should you need further details regarding the payout rates at top US online casinos or how these theoretical figures are calculated, our team of experts is ready to help.
Why does the payout rate differ between casino games?
RTP varies among casino games due to differences in mechanics and rules. For example, slot payouts are influenced by reel symbols and paylines, while table games like blackjack have rules creating distinct chances of winning.
Are the payout rates for live casino games higher than in RNG games?
Random Number Generator (RNG) games usually offer higher payout rates due to lower operational costs. Yet, live games like blackjack can also have high payouts because player decisions like doubling down or splitting pairs help reduce the house edge.
When is the best time to win at a casino game?
Timing can affect skill-based games like poker by increasing competition during peak online hours. But timing doesn't impact outcomes for chance-based games like slots, as they are random.
What's the difference between payout rate and house edge?
The gaming payout rate (also known as Return-to-Player rate) and the house edge are opposite values. While the RTP presents the percentage of all wagers that go back to the players as winnings, the house edge shows the percentage the casino keeps as revenue.
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Written By Angelina Vodenicharova
