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Big Five Blackjack Gold Review – Best Casino to Play for Real Money

Last Updated on 24.03.2026

Big Five Blackjack Gold by Microgaming launched on 5 January 2018 as part of their Gold Series. This European blackjack variant stands out with its 99.55% RTP, early surrender option, and the ability to hit split aces — features that notably reduce the house edge compared to standard blackjack games.

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This review covers the complete ruleset, player-favourable features, and strategy considerations for Big Five Blackjack Gold. Read on to understand what makes this variant worth playing with real money.

Overview of Big Five Blackjack Gold

Big Five Blackjack Gold in Brief:

The 99.55% RTP falls within the typical range for online blackjack variants (99.2% to 99.6%). The early surrender option is what sets this game apart — most online blackjack games either don’t offer surrender at all or only late surrender. Early surrender lets you forfeit half your bet before the dealer checks for blackjack, which reduces the house edge when used correctly in specific situations.

The editable basic strategy table in expert mode is a practical addition. It helps you make optimal decisions without memorizing charts, though experienced players may want to customize it based on the specific rule set.

The dealer hitting on soft 17 increases the house edge slightly compared to games where the dealer stands. The other rules (early surrender, hit split aces, double after split) offset this to some degree, but the overall advantage still depends on how accurately you apply basic strategy.

Online Blackjack Knowledge Box

Blackjack

The name of this card game. Also the best hand of two cards totaling 21, made with an Ace worth 11 and cards worth 10, such as 10, Jack, Queen, King.

Hit

Asking the dealer for another card when trying to improve your total hand.

Stand

Keep your current hand of cards and end your turn in blackjack.

Bust

When the numerical total value of your hand goes over 21 in Blackjack, you automatically lose.

Double Down

The opportunity to double your bet and receive only one more card.

Split

The opportunity to divide a matching pair of cards into two separate hands, each with a new bet.

Push

When your hand ties with the dealer’s hand, which leads to your original bet being returned in blackjack.

Insurance

A side bet against the dealer having blackjack when their hand shows an Ace.

The Full Big Five Blackjack Gold Rules

Big Five Blackjack Gold uses five decks with standard European blackjack rules. The dealer hits on soft 17 and doesn’t peek for blackjack. Betting ranges from £1 to £1,000 per hand.

The standout feature is early surrender. You can forfeit half your bet after the initial deal, before the dealer checks for blackjack. This option reduces the house edge when used correctly against strong dealer upcards.

Hit split aces is uncommon in online blackjack. Most games deal one card to each split ace and stop there. Here, you can hit split aces for additional cards, giving you more flexibility on weak hands.

RTP 99.55%
Blackjack Pays 3:2
Decks 5
Multi-Hand No
Insurance Yes
Surrender Yes
Split Yes
Additional Rules Aces can only be split once
Re-Split Yes
Hit Split Aces Yes
Double Yes
Double After Split Yes
Dealer Peek No
Dealer Hits Soft 17 Yes
Side Bets Yes
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You can split pairs up to three times, creating four hands total. Double down is available on any two cards and after splits. Aces can only be split once.

The game includes an editable basic strategy chart in expert mode. This helps you make optimal decisions for each hand. Use early surrender on hard 15 or 16 against dealer 10 or ace.

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Conclusion – Is Big Five Blackjack Gold Worth Playing?

Big Five Blackjack Gold offers a solid blackjack experience with a standard rule set that includes some less common player options. The 99.55% RTP is competitive, and features like early surrender and hit split aces provide strategic flexibility that many online blackjack variants don’t offer.

The early surrender feature is the main differentiator. It’s a strategic tool absent from most online blackjack games, and it directly impacts your results when used according to basic strategy in the correct situations.

Angelina Vodenicharova, Author and Casino Expert in online-casinos.com

Angelina Vodenicharova Casino Expert
My Final Tip

“Learn when to use early surrender before playing for real money. Surrender hard 16 against dealer 9, 10, or ace, and hard 15 against dealer 10. This alone will save you money over hundreds of hands.”

The game works for both learning players and experienced ones. The editable strategy table helps newer players make optimal decisions, while the straightforward interface and rule set appeal to those who want functional blackjack without unnecessary features.

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