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Best Pay by Phone Casinos at a Glance

Last Updated on 07.11.2025

Compare the top online casinos that accept Pay by Phone to find the ones offering perks like instant payment processing, no fees, and a low £10 minimum deposit. Our no-nonsense guide shows you how to deposit quickly, helping you avoid needless delays.

Gambling Commission GamCare 18+
Key Points
Our Ranking Criteria
  • Licensed by the UK Gambling Commission
  • Fair Payment Limits
  • Minimal Transaction Fees
  • Frequent and Fair Bonuses and Promotions
  • Helpful Customer Support
  • Diverse Game Selection
How to Use Pay by Phone at Online Casinos
  • Register at a Licensed Pay by Phone Online Casino
  • Head to the Cashier Section and Select Pay by Phone
  • Confirm the Amount You Want to Deposit
  • Enter Your Mobile Number
  • Wait for an SMS Message
  • Confirm Your Deposit

Explore our top recommendations for Pay by Phone online casinos licensed by the United Kingdom Gambling Commission (UKGC). These sites offer diverse games, fair welcome bonuses, and various payment benefits.

All Sites Licensed by the: Gambling Commission

Best Pay by Phone Casinos for 2025

5.0/5
100% up to £100 + 100 Free Spins
Deposit: Instant, £10 - £40, No Fee Withdrawal: Not Available Games: 2009 Average RTP: 95.14%
Full T&Cs apply. 18+. New players in GB only. 100% deposit bonus up to £100. Min. deposit: £20. Max Bonus wins: £500. Max bet with active bonus: £2. Wagering requirement: 30x sum of deposit + bonus. 100 Free Spins applicable to Book of Dead only: 20 Free Spins per day for 5 days. Daily login required. Maximum Free Spins winnings: £100. Winnings credited as bonus money with a 45x wagering requirement. Game restrictions apply. Games contribute differently when wagering a bonus. First deposit only, no expiration date. Deposit bonus expiration: 30 days if not wagered. Free spins expiration: 3 days. One bonus per person/address/device/IP. Own payment methods only. www.gambleaware.org
Why Do We Recommend Duelz?
"I love playing at Duelz with its fun and engaging animations and backing track. The game selection is easy to navigate, and the site well laid out.“
Cons
  • Few Bingo Games
  • No Phone Support
4.9/5
50 Free Spins
Deposit: Instant, £10 - £40, No Fee Withdrawal: Not Available Games: 1700+ Average RTP: 96.00%
Full T&Cs Apply. *+18. *50 Free Spins credited upon your first £10 deposit on Big Bass Splash slot only, valued at 10p per spin. Free Spins must be used within 48 hours of qualifying. All winnings are uncapped and credited to your real money balance Full T&Cs apply. Not available in NI. 18+. BeGambleaware.org.
Why Do We Recommend MrQ?
"A stand-out feature of this platform is that there are no wagering requirements, which means you can enjoy your winnings without any hidden conditions.“
4.8/5
100% up to £100 + 50 Free Spins
Deposit: Instant, £10 - £40, 15% Fee Withdrawal: Not Available Games: 2350+ Average RTP: 95.17%
Full T&Cs Apply. New Players Only. Wagering occurs from real balance first. 35X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt / Free spins valid 7 days from receipt. Max conversion: 3X the bonus amount & £20 for Free Spins. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms Apply. 18+ | #AD | gambleaware.org | Play Responsibly.
Why Do We Recommend Fruity King?
4.8/5
100% up to £200 + 50 Free Spins
Deposit: Instant, £10 - £40, £2.50 Fee Withdrawal: Not Available Games: 1700+ Average RTP: 96.00%
Full T&Cs Apply. New players only, £10 min fund, £200 max matchup bonus, free spin wins credited as bonus, 65x wagering requirements, max bonus conversion to real funds equal to lifetime deposits (up to £250).
Why Do We Recommend Cozino?
"I was disappointed in the number of RNG table games available, but the platform makes up for this with a wide selection of live dealer games.“
Cons
  • No Native App for iOS or Android
  • Few RNG Table Games
4.7/5
Up to £100 + 10 Free Spins
Deposit: Instant, £10 - £40, 15% Fee Withdrawal: Not Available Games: 2350+ Average RTP: 96.00%
Full T&Cs Apply. New Disclaimer {New Players Only. Wagering occurs from real balance first. 50X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt. Max conversion: 3 times the bonus amount or from free spins: £20. Min Deposit £20. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits}, #AD and GambleAware.
Why Do We Recommend Conquer?
View payout percentages
My Test of the Best Pay by Phone Online Casinos in the United Kingdom

List of the Best Casinos with Pay by Phone

  • 1. MrQ – 96.00% – Best Payout Rate for November/2025
  • 2. Cozino – 96.00% Payout Rate
  • 3. Conquer – 96.00% Payout Rate
  • 4. Fruity King – 95.17% Payout Rate
  • 5. Duelz – 95.14% Payout Rate

To find a suitable Pay by Phone casino for you, we advise you to order your key preferences by importance. For example, I prefer playing live games, so I’d favour Duelz thanks to its exclusive real-dealer tables.

If you, too, have your own priorities, take a look at our category picks. Some online casinos with Pay by Phone might fall short in one area, like deposit fees, but still offer something unique in return that is worth checking out.

Top Pay by Phone Bill Casinos by Category

Best Casino Duelz
Top Live Games Duelz
Best Bonuses MrQ
Best Mobile App MrQ
Great Slots Fruity King
Best Blackjack Cozino
Top Roulette Conquer
Most Games Duelz

Still looking for the right fit? If depositing with Pay by Phone isn’t a must, check out our broader selection of reputable sites on our page about top online casinos.

The Most Important Gambling Terms Related to Casino Payments

Transaction Fee

The charge applied by a payment provider or online casino for processing a financial transaction, such as deposits or withdrawals.

Processing Time

The period of time it takes for a deposit or withdrawal payment to be completed and reflected in your account.

Verification

The process of confirming your identity or payment details, often required before making deposits or withdrawals.

Account Balance

The current amount of money available in your online casino or payment account.

Deposit Limit

The cap set on how much you can deposit into your online casino account over a set period of time.

Pending Withdrawal

A withdrawal request that has been submitted but not yet processed or approved by the casino.

Two-Factor Authentication

An added security step requiring a second verification method, such as a code sent to your phone or email.

Transaction History

The record of all past deposits, withdrawals, and payments linked to your account.

6 Steps to Easy Pay by Phone Casino Deposits

Before you sign up or deposit at a casino with Pay by Phone, run through this quick checklist. Our tips can help you avoid common issues and payment delays.

Pay by Phone
  • Is your personal casino account information accurate? – Make sure your name, address, and other casino account details match your ID. Even a small typo or using a nickname can delay withdrawals or even lead to your account getting locked.
  • Have you reviewed bonus terms? – Remember that you can always decline the welcome bonus. But if you take it, read the full terms first, because sometimes they can be too demanding.
  • Did you use the correct bonus code? – Sometimes, there will be a bonus code you must enter. If you fail to enter the correct code on your first deposit, you may be ineligible to claim the welcome bonus.
  • Are there Pay by Phone fees? Should you switch methods? – Fees vary depending on the casino site. Check whether you have to pay anything when you use Pay by Phone. You may prefer an alternative payment method.
  • Is your phone and email ready for confirmation details? – Keep your phone near and handy and enable access to your emails. It will help you complete the verification process swiftly.
  • Do you need more information? – If you’ve got any questions or require further clarification, check out our online casino guides.

The process for completing a deposit via Pay by Phone is typically the same across all casinos. Still, for beginners, we’ve put together a step-by-step guide with screenshots:

Log in and Visit the Casino Cashier
1. Register at a licensed Pay with Phone online casino.

Pick one of the best online casinos that accept Pay by Phone and complete the registration process.

Choose Pay by Phone Payment Method
2. Head to the cashier and select Pay by Phone.

Once you’ve logged in, locate the cashier section of the platform. Select the Pay by Phone method from the drop-down menu for your deposit. You might also see this option listed as Pay by Mobile or Pay by Phone Bill.

Enter Your Deposit Amount
3. Confirm the amount you want to deposit.

Enter the amount you want to deposit after checking whether it meets the minimum or maximum limits for this specific payment method.

Enter Your Mobile Number
4. Enter your phone number.

Enter your mobile phone number and click to submit.

Wait for an SMS Message Confirmation
5. Wait for an SMS message.

Your mobile phone operator will send you a confirmation code.

Confirm Your Deposit Amount
6. Confirm your deposit.

Enter the code and wait for the confirmation message. Once that’s done, you’re good to go, deposits at the top Pay by Phone casinos we’ve listed are instant.

All deposit steps!

Pay by Phone Methods Accepted by Online Casinos

Several carrier billing options let you make casino deposits using your mobile number. Boku is the best known, but alternatives such as Siru Mobile are also used.

Boku

Founded in 2008, Boku is a leading direct carrier billing service that lets you charge deposits to your mobile phone bill or prepaid balance. It operates widely across Europe, Asia-Pacific, and the Americas and is known for simple SMS or one-tap payments. Casinos usually impose daily or monthly caps, and some like Fruity King and Conquer Casino, apply processing fees.

Siru

Siru Mobile, founded in Finland in 2011, is used by some online casinos for its straightforward flows and conservative spend limits that help manage risk. You need an active SIM on a supported network; verification is typically via SMS or an automated call.

Alternative Payment Methods

Placing a deposit using Pay by Phone is easy. You don’t have to add a bank account or share debit card details. All you need is a phone number, and away you go. The system is designed to be used by anyone, anywhere, and at any time.

Yet it does have some downsides that might put some players off, such as the fact that you can’t use Pay by Phone for withdrawals. The deposit limits are also very low in many cases (up to £50), and some mobile carriers don’t support Pay by Phone. Other mobile payments, like Google Pay and Apple Pay, may be suitable alternatives.

My Pay by Phone Casino Test Conclusion

If you love using your mobile phone as much as I do, this payment method will suit you down to the ground. In addition, deposits show up in your casino account instantly, and you can pay as you go or pay later with monthly billing.

Another defining feature for me was the low deposit limits, which meant I could keep strict control over my casino purse strings. My favourite Pay by Phone online casino is Duelz – its uplifting animations and catchy soundtrack make it a fun and entertaining site.

Angelina Vodenicharova, Casino Expert in online-casinos.com

Angelina Vodenicharova Casino Expert
Our Expert’s Advice

“Pay by Phone is a convenient way to fund your online casino account. I like being able to fund my account anywhere, and the strict deposit limits mean I can control my spending.”

Compared with other payment options, Pay by Phone does have its limitations. There aren’t many online casinos accepting Pay by Phone, but more and more are jumping on board. The payment limits are much lower than many other options, but this is seen as a silver lining for some.

Our Featured Guides

Frequently Asked Questions

Hopefully, we’ve covered all the essentials regarding online casinos that accept Pay by Phone deposits, but in case we’ve missed something, this final section will provide some useful titbits.

Are there any minimum or maximum deposit limits?

Limits vary from casino to casino, but mobile providers tend to implement their caps on your spending. Minimum deposits typically start at £10, while the maximum deposit allowed is generally no more than £40 per day. This figure is significantly lower than other payment methods.

Can I make a withdrawal using Pay by Phone?

Cashing out your winnings to your mobile account is not possible. You’ll need to confirm another banking method for withdrawals. This usually means making a deposit and wagering it at least once. Other options include debit cards, bank transfers, or an online wallet like Skrill or Neteller.

Are there any fees for Pay by Phone?

Your mobile operator typically won’t charge you for paying by phone. Still, some online casinos, like Fruity King and Conquer Casino, charge a transaction fee of 15% for using the Pay by Phone deposit option. You usually find this information on the banking page of your chosen online casino.

What are the benefits of Pay by Phone?

Using this convenient payment method has several benefits. It’s super secure, with SMS verification on every transaction. You can keep track of your deposits and keep your bank account details firmly in your pocket. There are no passwords to remember or authenticators required.