Credit Card Casino Payments – The Top Sites
Credit cards have been around since the late 1950s, and it’s fair to say – their popularity has never really waned. People enjoy the convenience and protection cards offer, such as the ability to defer payments and keep a record of purchases. These days you’d be hard-pressed to find an online casino that does not accept credit card payments. They are one of the most common payment types used online and are typically processed by two main companies: Visa and Mastercard.
|Credit Card Casino||Bonus||Highlights||Rating||Secure Link||T&Cs|
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This page will take you through all of the things you need to consider when using your credit card at an online casino. I will make you aware of the fees associated with different credit card casinos as well as the typical withdrawal and deposit limits. In addition to this, I will identify the credit card casinos which offer bonuses for using this payment method. The guide will finish with an overview of the top card companies which cater to casinos sites and their players.
Credit Card Online Casino Payments 101
As I mentioned before, credit cards are one of the most common payment methods in the world today. They are obtained based on your previous spending and saving patterns, and ultimately, your ability to repay borrowed money. Credit is essentially borrowed money that has to be repaid within an agreed timeline, but usually on a month-to-month basis. They eliminate the need for trips to the cash machine, always a plus, and require minimal fuss to use. People tend to associate credit cards with Visa and Mastercard, but they do not actually issue the cards. They are responsible for processing the payments and setting the terms and fees of the transaction for the merchants and the retail banks. The retail banks are where you go to pick up a credit card.
Do Any Fees Apply?
In general, most operators accepting credit cards will not levy fees for depositing cash or withdrawing winnings. However, it should be said that whatever card issuer you use may incorporate a fee for a transaction. This depends entirely on your bank so please make sure you check the terms and conditions of your credit card agreement. In addition to this, if you decide to regularly deposit at an online casino with your credit card, just make sure you pay your monthly bills on time and not carry over a balance as this can quickly turn into debt.
Important Considerations for Credit Card Users
If you want to use a credit card to fund your online gaming, it’s important that you play at a credit card casino. As I mentioned before, the two most commonly accepted credit cards in the online casino market are Visa and Mastercard. If you want to use a credit card that is not supported by one of these processors, I would suggest checking out that your desired casino accepts your particular card type. Another aspect to consider is the differing processing times at each credit card casino. When making a deposit with an operator, in most cases the transaction goes through immediately. On the other hand, when making a withdrawal, it can sometimes take between 5-8 days for the money to go into your account.
- Major Strengths
- Immediate deposit times
- Unrivalled customer support
- Very convenient
- Minor Strengths
- Wide range of deposit and withdrawal limits
- Major Weaknesses
- Mismanagement can lead to debt
- Account info exposed
- Minor Weaknesses
- 6-8 days for withdrawal
In addition to processing times, players should be aware of the various deposit and withdrawal limits available at different credit card casinos. For instance, if you are a player who prefers to make regular small deposits, you would be looking for a casino with minimum deposit limits of around €5 to €10. On the other hand, if you consider yourself a high-stakes player, you might want to look for a casino with a maximum limit beyond €1,500. It really just depends on how you like to play. Just remember to always keep an eye on your own credit limits and never exceed them. It’s also important to note, that when you use a credit card at your online casino, your details will be stored by the operator. That said, all licensed casinos have to employ state of the art security systems to protect against cyber-attacks and online fraud.
Bonuses for Credit Card Users
Credit card online casinos rarely offer specific bonuses to players who want to deposit use their cards, but it does still happen from time to time. If such a bonus becomes available, this page will be updated to reference it. Feel free to bookmark this page and refer back to it in the future for updates. Of course, the shortage of specific credit card casino bonuses shouldn’t dissuade players. There are lots of other welcome bonuses and other promotions available at every other casino. If you’re interested in finding out more about bonuses, you should check out this guide to the best casino bonus offers.
These days, casino sites are so heavily regulated that they have to provide the highest level of protection for players online. Secure Socket Layer encryption, or SSL to you and me, is considered an absolute minimum these days. If you ever in doubt or concerned about the security of a particular casino, I would highly recommend checking that it has received a license from a regulator. The authority’s logo is usually displayed prominently on the operator’s website; however, I would always recommend you double check and refer to the regulator’s own website to make sure the casino has a license number. Below, you can check out some more information on the security aspects of using your credit card at a casino site.
One of the benefits of using your credit card is that you have access to one of the world’s biggest and best customer support systems via your credit card institute. Which means, in the unlikely event that you ever become a victim of fraud and someone hacks your account, you will be well supported. In many cases of fraudulent activity on card accounts, the main cardholder is able to claim back the money stolen, which will certainly ease a lot of people’s fears.
One small advantage of using your credit card over your debit account is that it will not impact your checking account immediately. Credit cards provide players with flexibility which can help improve your lifestyle by offering convenient payment. On the other hand, if you build up too much credit, they can leave you with lots of debt. It really depends on how you use them. The best way to avoid problems is to make sure you understand your credit card agreement and spend wisely.
Of course, no matter how much protection a company puts in place, the potential for fraud is still there. Relative to other payment methods such as e-wallets and Bitcoin, credit card fraud is quite common. This is due to the ease in which cards can be lost or stolen. If you ever lose your card, it is vitally important that you contact your card issuer, cancel it and request a new one. If you ever suspect any fraudulent activity, again, contact your issuer straight away. Never let those activities play out.
Can I Use This Method at Every Casino?
For the most part, I would say that the number of online casinos accepting credit cards is really high. The payment method has been around since the inception of online payments and as such, is greatly trusted by the vast majority of the public. It is incredibly easy to pay by card as all you need is the card number, expiry date, cardholder name and the security CVV code on the back. Everything you need is the on the physical card itself. None of the best online casinos in the UK feature credit payments as an accepted method as of 15 April 2020.
Limits at an Online Casino Accepting Credit Cards
As we discussed before, players should always be aware of the various deposit and withdrawal limits available at different credit card online casinos. In my experience, I would say the minimum deposit limit with cards is between €5 and €20 which is about what you would expect. The maximum deposit limits vary greatly. Some sites max out at €1,500, while you might also spot an online casino accepting credit card payments that go as high as €100,000. Withdrawal limits tend to be around €10 for the minimum and the biggest I’ve seen to date is about €50,000. If you are looking for a really good operator that also has good limits, I would highly recommend 888casino.
- Huge No-Deposit Bonus
- Fast Payments
- Favourable Limits
888casino provides you with a nice low deposit limit of €20 but also lets you withdraw up to €30,000 per month if you ever get yourself into those winning margins. Its withdrawal process is very straightforward and the site features many unique slot games developed by its own in-house software team, Dragonfish.
Buying Casino Chips with Credit Card on Mobile
With the rapid growth of mobile gaming over the last decade, operators have been forced to optimise their casino experiences for the mobile generation. Unfortunately, most operators have fallen a little behind in this aspect in respect to credit card payments. You can still deposit and withdraw funds via your phone, however, the process is largely the same as it would be on your computer, but with a smaller screen. This increases the opportunity for typing errors which can be a real nuisance when it comes to attempting online payments. It’s not all doom in gloom though, some mobile casino apps allow the user to save their details for future transactions. For example, LeoVegas, my preferred mobile casino app, incorporates a tap-in Touch ID with smartphones, making payments incredibly fast and easy.
Top Credit Card Networks
Casinos tend to favor two primary credit card networks payments on their sites. The biggest and most commonly used is Visa. Visa was initially developed by Bank of America in the late 1950s, and was the first credit card ever released to the public. The company is widely accepted globally and is responsible for processing nearly 100 billion transactions annually. Mastercard is the second largest credit card institution in the world. It was created by several Californian banks in the 1960s as a response to the Bank of America’s credit card. It is very rare for a casino to accept one, without the other. A common misconception with regards to these credit card processors is that they do not issue any additional charges. All interest rates, annual fees, and all other charges will be levied by the bank your card was issued from.
|Market Value:||$195 Billion||$110 Billion|
|Cards in Circulation:||2.1 Billion||1.2 Billion|
|Transaction Value per Year:||$6.5 Trillion||$3.6 Trillion|
|Number of Countries:||200+||200+|
|Number of Merchants:||37 Million||37 Million|
|Number of ATMs:||2 Million+||1 Million+|
|Headquarters:||Foster City, California||New York, New York|
Some casinos also accept credit card payments by American Express and Diners Club International, but these are not as widely accepted as Visa and Mastercard. The future of depositing and withdrawing at casinos via credit card appears to be making a downturn. More and more players have opted for more convenient methods such as payments made through phone billing, or more secure methods such as paysafecard.
Closing Points of Credit Card Casinos
Credit cards have been a mainstay in online payments since the very inception of consumer purchasing over the internet. However, in the casino world, they are starting to be overtaken by newer, safer and more convenient methods. That said, credit cards do still provide a lot of added benefit to players such as flexibility with managing finances. On the other side, if managed improperly they can quickly pile up debt and are much more susceptible to fraudsters. If you’re looking to buy casino chips with credit card, you can rest assured that the majority of the casinos will accept this method of payment. If you want to learn more about online casino payments and want to expand your payment method options to include something quick, secure, and modern, I’d highly recommend checking out my guide to PayPal. Always bear in mind that some bonuses only allow certain payment methods. You can read more on this page.